For Buyers
Buying a home is an exciting journey, and I’m here to guide you every step of the way. From getting pre-approved to finding your dream home and closing the deal, I’ll make the process smooth and stress-free. With expert guidance and access to trusted resources, you’ll have everything you need to make confident decisions. Whether it’s your first home or your next, let’s work together to find the perfect fit, schedule your free consultation today!
Steps to Buying a Home
Schedule a FREE consultation
Start with a no-obligation consultation with me to discuss your goals, walk you through the process, and answer all your questions.
Get Pre-Approved for a Loan
Work with one of my trusted lenders to determine your budget and secure pre-approval, so you know exactly how much home you can afford!
Begin home shopping
Explore listings, attend showings, and refine your search based on what matters most to you. I’ll guide you every step of the way to help find the perfect fit.
Make an offer
Once you’ve found the right home, we’ll craft a strong, competitive offer that reflects the market and negotiate terms to protect your interests.
Schedule a Home Inspection
Hire a licensed inspector to check the property for any issues. If needed, we’ll negotiate repairs or credits to ensure you’re making a sound investment.
Order the Home Appraisal
Your lender will arrange for an appraisal to confirm the home’s value matches the purchase price, which is a key step in securing your mortgage.
Review and Finalize Loan Approval
Once the appraisal is complete, your lender will finalize your mortgage. We’ll review everything together to ensure you understand the terms and feel confident moving forward.
Close on Your New Home!
On closing day, you’ll have a final- walkthrough of the home, sign the final paperwork, pay closing costs, and officially take ownership of your new home. It’s the last step before the keys are yours!
Move in and Celebrate!
Congratulations! Now it’s time to settle in, make your new house a home, and start creating wonderful memories.
Homebuyer FAQS
1. How much do I need for a down payment?
It depends on the loan program. Some require as little as 3-5%, while others, like VA or USDA loans, may offer zero-down options. I can connect you with lenders to find the best fit.
3. Can I buy a home if I’m self-employed?
Absolutely! You’ll need to provide proof of income, like tax returns or bank statements. I can connect you with lenders who understand self-employed buyers.
5. What if I don’t have perfect credit?
That’s okay! Many loan programs are available for buyers with less-than-perfect credit, like FHA or ITIN loans. Plus, I can connect you with trusted professionals who specialize in helping improve credit scores, so you can be in the best position to buy a home.
2. Are there any programs to help with the down payment?
Yes! There are several local, state, and national programs designed to assist with down payments, especially for first-time or low-income buyers. I can help you explore options and connect you with resources to make homeownership more affordable.
4. What costs should I expect when buying a home?
Besides the down payment, you’ll encounter closing costs (about 2-5% of the home price), inspection fees, and possibly moving expenses. I can give you a full breakdown based on your situation.
6. How long does the home-buying process take?
The timeline varies, but typically it takes about 30–45 days from offer to closing. I’ll work hard to keep everything on track and stress-free for you.
